IRAs

With an IRA at PCB, you can build your retirement savings with strength and stability. IRAs give you tax advantages for your long-term retirement savings. 

Traditional IRA: Funds are invested in a fixed or variable rate IRA which benefits from tax-deferred growth and possible tax-deductibility* 

Roth IRA: A nondeductible account that features tax-free withdrawals for certain distribution reasons after a five year holding period*

Education IRA: A nondeductible account that features tax-free withdrawals for the specific purpose of a child's higher education expenses*

Spousal IRA: A Traditional or Roth established and funded for an individual by the spouse*

Simple IRA: Provides small business workers a smart and easy way to save for the future*

SEP IRA: A business retirement plan that gives an immediate tax break when contributing money into its employees’ tax-deferred IRAs*

FREE Internet Banking, e-Statements, and PCB Mobile

Competitive interest rate

Terms from 6 months to 5 years**

*Consult a professional tax advisor for tax advice

**Penalties may be assessed on funds withdrawn from IRAs with no qualifying reason prior to maturity