Personal Savings

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Minor Savings

  • Designed for children ages 17 or younger
  • Competitive interest rate
  • Earn an additional $20/school year with good school grades or good school attendance*
  • No monthly service charge
  • Up to six no-fee withdrawals each month*
  • This is a limited transaction account - withdrawals in excess of 6 per month will result in a $1 fee
  • Minimum Opening Deposit: $25

Additional Benefits

  • FREE Internet Banking, e-Statements, and PCB Mobile with Remote Deposit 
  • FREE stickers & prizes for young savers

* Students can earn $20.00 with a GPA of 3.0 or higher OR an attendance record with 4 or fewer days absent during the school year AND sign up for e-statements on the Minor Savings account. If your student's grade card isn't based on a 4.0 system, that student can still receive $20.00/annually for good grades (please call Phelps County Bank for further details). The student's grade card or attendance record must be presented at Phelps County Bank in person between June 1st and August 31st for the previous school year to receive the $20.00. This account is a limited transaction account. 

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Personal Savings

  • Competitive interest rates
  • No monthly service charge if minimum balance of $50 is maintained
  • Up to six no-fee withdrawals per month*
  • A service charge of $3 is assessed each month the balance drops below $50
  • This is a limited transaction account - withdrawals in excess of 6 per month will result in a $1 fee
  • Minimum Opening Deposit: $50

Additional Benefits

  • FREE Instant ATM card
  • FREE Internet Banking, e-Statements, and PCB Mobile with Remote Deposit 
  • FREE gourmet coffee in the lobby

* This account is a limited transaction account. 

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Premier Money Market Account

  • Competitive interest rate
  • No penalty for withdrawal
  • No monthly service charge
  • Up to six no-fee withdrawals each month*
  • This is a limited transaction account - withdrawals in excess of 6 per month will result in a $1 fee
  • Minimum Opening Deposit: $750

Additional Benefits

  • FREE Instant ATM card
  • FREE Internet Banking, e-Statements, and PCB Mobile with Remote Deposit 
  • FREE gourmet coffee in the lobby

* This account is a limited transaction account. 

Open Now